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How to get a quote and purchase coverage

Enter your vehicle's VIN, license plate or details (year, make, model, mileage, and state) to see quotes from multiple providers instantly—you can compare plans side-by-side and complete your purchase 100% online in about 15 minutes, no phone number or email required.

Getting a quote is fast and easy

Getting a quote on Chaiz takes about 30 seconds. Here's what you need:

Information to have ready:

  • Your vehicle's VIN (vehicle identification number) - recommended for most accurate pricing
  • OR your vehicle's license plate number and state
  • OR your vehicle's year, make, and model
  • Current mileage (odometer reading)
  • State where your vehicle is registered

Step-by-step: Getting your quote

Step 1: Enter your vehicle details

Go to Chaiz.com and enter your vehicle information in the search tool. You have three options:

  • VIN - Most accurate pricing (recommended)
  • License plate + state - Quick and easy alternative, with equally accurate pricing.
  • Year/make/model - Most convenient option but prices might vary once VIN is provided.

Step 2: See instant quotes (about 30 seconds)

Within seconds, you'll see plans from multiple verified providers that work with your vehicle. Each quote shows:

  • Provider name
  • Chaiz Expert Review rating (out of 10) - [Learn how we review plans](link to Article 18)
  • Coverage level (Powertrain, Stated Component, or Exclusionary) - [Understand coverage levels](link to Article 3B)
  • Monthly payment or pay-in-full price
  • Contract length (years and miles)
  • Deductible amount
  • Key benefits included
  • Transparency note: How many people bought this plan in the last 30 days

Step 3: Compare your options side-by-side

You can filter plans by:

  • Price (low to high or high to low)
  • Coverage level (most comprehensive to basic) - [What do coverage levels mean?](link to Article 3B)
  • Plan rating
  • Provider (select specific providers)
  • Coverage duration (years/miles)
  • Available add-ons
  • Provider rating

You can sort the quotes shown based on our recommedations or by price to find the plan that matches your needs the best.

Step 4: Review the plan details

Click on any plan to see the complete Expert Review, which includes:

  • Complete Expert Review - Our 10-point rating breakdown and analysis
  • Plan highlights - Key features and standout benefits
  • Coverage areas with visual ratings - See coverage strength (1-10 scale) for major systems like engine, transmission, electrical, etc.
  • Add-ons available - Seals & gaskets, commercial use, lift kit, etc.
  • Plan benefits - Roadside assistance, rental car, trip interruption
  • Provider information and rating - Company background and customer reviews
  • Limits of liability - Maximum payout caps and terms

Customize your term length and miles covered here to further personalize the coverage to your needs

Important: To see the full list of every covered part, you'll need to download the actual contract document (available on the plan page). The Expert Review gives you the key highlights to make your decision easier.

Do I need to share my contact info to get quotes?

No! Unlike most warranty companies, Chaiz lets you see quotes without entering your phone number or email address. This means:

  • No spam calls
  • No pushy follow-up emails
  • No pressure to buy
  • You can browse at your own pace

You'll only need to provide contact information when you're ready to purchase.

How to purchase your coverage

Once you've found the plan that fits your needs and budget:

Step 1: Click "Continue to Checkout"

On the plan details page, click the main button stating "Continue to Checkout" to start the checkout process.

Step 2: Enter your email (and phone if required)

Provide your contact information so you can receive your contract and account access.

Step 3: Enter your VIN or license plate and accurate odometer reading

If you initially searched by year/make/model, you'll need to provide:

  • Your VIN or license plate number for verification
  • Your current, accurate odometer reading

⚠️ CRITICAL: Your odometer reading must be accurate. An inaccurate odometer at purchase will almost always lead to claim denials later. Double-check your dashboard before entering this information.

Step 4: Enter your residential address

Your residential address is important because plans are available in certain states but not others. Make sure this matches where your vehicle is registered.

Step 5: Choose your payment option (if available)

Depending on the provider, you may have these options:

  • Monthly payments - Pay month-to-month until the contract term ends
  • Installments - Coming soon
  • Pay-in-full - Pay once upfront and get 20% off the total price

Step 6: Verify no pre-existing conditions

⚠️ IMPORTANT: You must confirm that your vehicle has no pre-existing mechanical problems. Providers will deny claims that appear immediately after the waiting period. If your check engine light is on or you know of any issues, get them fixed before purchasing coverage.

Step 8: Complete payment and get your contract

Enter your payment information and complete the purchase. You'll immediately:

  • Receive your contract by email
  • Get access to your Chaiz Client Area - [Learn about your account](link to Article 3)
  • See your provider's contact information for future claims

The entire process from quote to contract typically takes about 15 minutes.

What payment methods does Chaiz accept?

Chaiz currently only accepts:

  • Visa
  • Mastercard
  • American Express

Can I view the full contract before buying?

Yes! You can download and review the actual contract document from any plan detail page. This is one of the biggest advantages of using Chaiz—you can read the full terms and conditions, see exactly what's covered and excluded, and make an informed decision without any pressure.

How much can I save by buying on Chaiz?

Customers typically save up to 60% compared to:

  • Buying at a dealership
  • Calling warranty companies directly
  • Going through call centers

You save because there are no sales commissions, no call centers to maintain, and no middlemen. Chaiz passes these savings directly to you.

What if I have questions before buying?

If you need help:

  • Email: hi@chaiz.com
  • Phone: 833-942-4249
  • Response time: Typically within 24-48 hours

The Chaiz support team can help you understand plan differences, recommend coverage based on your vehicle and driving habits, and answer any questions about the purchase process.

Can I compare plans from different providers?

Yes! That's exactly what Chaiz is designed for. You'll see plans from multiple top-rated providers including NAAC, Omega, Royal, AGWS, Express Service Protection, and others—all on one page for easy comparison.

Chaiz doesn't favor any provider over another. All providers are verified and listed based on what fits your vehicle and location.

 

What happens after I purchase?

After your purchase is complete:

  1. Immediate access:
    • You'll receive your contract by email right away
    • Get instant access to your Chaiz Client Area
    • See your provider's claim phone number and contact details
  2. Coverage starts after waiting period:
    • Most plans have a 30-day/1,000-mile waiting period before breakdown coverage begins
    • Roadside assistance typically starts within 48 hours
  3. Your Chaiz Client Area:
    • Log in anytime to download your contract
    • View coverage details and benefits
    • Find provider contact information
    • Manage payment information
    • Cancel if needed (30-day money-back guarantee)

[Learn more about your Chaiz account](link to Article 3)